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Automatic renewal law in South Carolina

Under South Carolina automatic renewal law (S.C. Code § 37-6-120), auto-renewal clauses in consumer service contracts are unenforceable unless you get notice 30-60 days before the cancel deadline. South Carolina has a general automatic renewal law. Keep a dated record of your cancellation in case the charges continue.

Last reviewed 1 official source

The South Carolina rules, point by point

These are the rules in S.C. Code § 37-6-120 that matter when a subscription or membership renews on its own. The official text is one click away if your contract is unusual.

South Carolina: Automatic renewal of consumer service contracts

Source: S.C. Code § 37-6-120

  • An automatic renewal provision in a consumer service contract is unenforceable unless the holder received written or electronic notice 30 to 60 days before the cancellation deadline.
  • The notice must conspicuously disclose that the contract renews unless cancelled, the amount charged on renewal, and how to get renewal and cancellation details.
  • Those methods must include a toll-free number, an email address, a postal address if the seller bills the consumer directly, or another cost-effective, timely and easy-to-use mechanism for cancellation.
  • Covers renewals for a period of more than one month that keep the contract in effect more than six months after it began.
  • The same rule appears in § 38-78-55 for repair, replacement and maintenance service contracts under the Title 38 service contract chapter.
  • Fitness contracts (§ 44-79-60(4), rewritten by 2026 Act No. 255, eff. June 30, 2026): a one-month automatic renewal must be in at least 14-point bold on the front page and initialed; written or electronic notice no later than 10 days before the initial contract expires; price changes need 30 to 60 days written notice; cancellation voids automatic renewal provisions.

What the text says, word for word:

  • “No automatic renewal provision in a service contract shall be enforceable against the contract holder unless the contract holder was presented written or electronic notification of that automatic renewal provision” (S.C. Code § 37-6-120)
  • “not less than thirty days nor more than sixty days before the cancellation deadline required by the automatic renewal provision” (S.C. Code § 37-6-120)
  • “which shall include a toll-free telephone number, electronic email address, a postal address if the seller directly bills the consumer, or another cost-effective, timely, and easy-to-use mechanism for cancellation” (S.C. Code § 37-6-120(C))

How to cancel in South Carolina

To find the cancellation route and mailing address of the business you are leaving, start with Home security, Phone, TV and internet, Gym memberships and ADT.

  1. Check how you signed up

    Write down the date you signed up, how you did it and when the next charge is due. Those three facts decide which rule above applies to you.

  2. Use the cancellation route the law protects

    The renewal notice must give a toll-free number, an email address, a postal address if the seller bills you directly, or another cost-effective, timely and easy-to-use way to cancel. Save the confirmation screen or email.

  3. Back it up with a letter

    Write to the business, cite S.C. Code § 37-6-120 and ask for written confirmation. You can build the letter with the free letter template.

  4. If you are billed again

    Contact the business with your dated proof first, then your card issuer. The steps are in when a company keeps charging after you cancel.

Where a mailed cancellation letter fits

A mailed letter does not replace the routes South Carolina law requires the business to offer, but it gives you proof that holds up: the delivery record shows who received your notice and when.

Which mail service proves what is set out in certified mail for cancellations.

Federal rules on top of state law

The federal Restore Online Shoppers' Confidence Act requires online sellers using automatic renewals to provide simple mechanisms to stop recurring charges. The FTC's 2024 click-to-cancel amendments are not in force: on July 8, 2025 the Eighth Circuit vacated them (Custom Communications, Inc. v. FTC, No. 24-3137), on February 12, 2026, in a rule effective that day, the FTC recodified its Negative Option Rule "as it existed before the effective date" of the 2024 amendments (91 FR 6507), and on March 13, 2026 it asked for public comment on "the need for amendments" (91 FR 12318). Our state-by-state overview and the FTC click-to-cancel guide have the details.

Send your cancellation by certified mail

Tell us the company you want to leave. We write a formal cancellation letter, mail it by certified mail the next business day and send you the delivery proof.

Sources

Official pages we read on the review date.

  1. South Carolina: S.C. Code § 37-6-120(C)

This is general information, not legal advice.