Gym contract cancellation law in Missouri
RSMo sections 407.325 to 407.340 is the statute that applies when you cancel a gym contract in Missouri. Penalty-free cancellation within 3 business days by certified mail or personal delivery, with a refund within 30 days. Cancellation is also allowed on death or a permanent disability of 60 days or more (section 407.330). Send your notice in writing and keep proof of delivery, so the date you cancelled is never in doubt.
Last reviewed 1 official source
What Missouri law says
Each point here comes from the Missouri statute linked below. Statutes have exceptions and definitions, so read the full section before you rely on one point.
Missouri: RSMo sections 407.325 to 407.340 (health spas)
Source: RSMo sections 407.325 to 407.340 (health spas)
- Penalty-free cancellation within 3 business days by certified mail or personal delivery, with a refund within 30 days.
- Cancellation is also allowed on death or a permanent disability of 60 days or more (section 407.330).
- The contract duration is capped at 36 months (section 407.334).
- If the spa goes out of business with no alternative within 10 miles, the buyer owes nothing further (section 407.332).
What this means when you cancel
Compare your contract with the statute
Find the dates, notice terms and cancellation address in your gym contract, then compare them with the Missouri points above. Note any deadline that has not passed yet.
Name the law in your letter
Say in one sentence that you are cancelling under RSMo sections 407.325 to 407.340. Then ask for written confirmation and for all future charges to stop.
Mail it with a receipt
Send the signed letter by Certified Mail with Return Receipt. The receipt shows when it was mailed, and the return card shows who accepted it.
File your copies and watch your statements
Hold on to every document, including the delivery record, until the club has stopped billing you.
A short, dated, written notice that cites RSMo sections 407.325 to 407.340 gives you a clear record in Missouri.
Send your cancellation by certified mail
Tell us the company you want to leave. We write a formal cancellation letter, mail it by certified mail the next business day and send you the delivery proof.
Sources
Official pages we read on the review date.
This is general information, not legal advice.